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Term loans are sums of money obtained from your bank to buy a home.
Moving the remaining debt on a mortgage to take advantage of lower interest rates.
Many NRIs (Non-Resident Indians) can obtain home loans when investing in real estate.
Plot loan is a loan given by banks to borrowers to help them buy a piece of land or plot.
Overdraft is a type of Credit allows the borrower to deposit any amount & withdraw funds as needed.
It is a mortgage loan the purpose of the loan is meeting expenditure on education, marriage, healthcare, etc.