Documentation
Documents Required for Home Loan
Identity Proof
- PAN
- Passport
- Aadhaar Card
- Driving License
Residence Address Proof
- Aadhaar Card
- Passport
- Driving License
- Telephone / Mobile (Postpaid) Bill
- Property Tax / EB Receipt
Self Construction
- Sale Deed - 2 sets
- Construction Cost Estimation from Licensed surveyor - 2 sets
- Parent Documents
- Encumbrance Certificate Last 30 yrs
- Approved plan with Permit - 2 sets
New Purchase
- Sale and Construction Agreement - 2 sets
- Parent Documents
- Encumbrance Certificate Last 30 yrs
- Approved plan with Permit - 2 sets
- Builder Letter
- Margin Receipt
- Margin Debit Bank Statement of Payment Made to Builder
Approved Projects
- Sale and Construction Agreement
- Tripartite / Quadripartite Agreement
- Allotment letter
- No Objection Certificate (NOC)
- Cost breakup
- Builder Letter
- Margin Receipt
- Margin Debit Bank Statement of Payment Made to Builder
Income Document - Salaried
- Pay slip Last 3 months
- Bank Statement Last 6 months
- Office ID Card
- Latest CTC
- Service letter from Previous Employment (If less then 2yrs in current employer)
- Form 16 for last 2 yrs (Traces Part A & B)
Resale Purchase
- Sale Agreement - 2 sets
- Parent Documents
- Encumbrance Certificate Last 30 yrs
- Approved plan with Permit - 2 sets
- Latest Property tax and EB Receipt — 2 sets
- Margin Receipt
- Margin Debit Bank Statement of Payment Made to Builder
Income Document - Non Salaried
- GST Registration
- Article of Association (AOA)
- Memorandum of Association (MOU)
- ROC Registration Certificate
- Partnership deed
- IT Returns last 3 yrs (Profit & Loss account, Balance sheet, IT Computation, 3CB,3CD & 26AS )
- Current account statement last 12months
- Director/ Partner Savings Account statement last 6 months
- GST returns Last 12 months
- Company profile
- Certificate of qualification for CA / Doctor and other professional
Takeover Loan
- Sanction Letter from Existing banker/ financial Institutions
- Loan Statement last 24 months
- List of Documents (LOD)
- Foreclosure Letter
- Sale Deed — 2 sets
- Certified copy from SRO – Sale Deed
- Parent Documents
- Encumbrance Certificate Last 30 yrs
- Approved plan with Permit - 2 sets
- Latest Property tax and EB Receipt — 2 sets
Plot Purchase
- Sale Agreement - 2 sets
- Parent Documents
- Encumbrance Certificate Last 30 yrs
- Approved Layout plan with Permit — 2 sets
- Latest Land tax — 2 sets
- Margin Receipt
- Margin Debit Bank Statement of Payment Made to Builder or Seller
Mortgage Loan
- Sale Deed — 2 sets
- Parent Documents
- Encumbrance Certificate Last 30 yrs
- Approved plan with Permit - 2 sets
- Latest Property tax and EB Receipt — 2 sets
