Our services

Home Term Loan

Have you planned your dream house and are looking for a housing loan?
At Homeloanchennai.com, we provide the best deals on home loans from a wide network of Nationalized Banks, offering the lowest interest rates.
Home loans make it easier for you to move into your dream home without putting a strain on your wallet.
With the power-packed future of home loans, you can make your dream home a reality.
Your dream home is closer than you think—it’s within reach!
A home loan is a secured loan that allows you to avail high amounts of financing at low interest rates.
Enjoy a flexible repayment tenure of up to 30 years.
A home loan can be availed by anyone looking to:
- Buy a new house
- Construct a house
- Expand an existing house
- Repair or renovate a home

The Overdraft facility on a housing loan allows borrowers to deposit any additional lump sum over and above their monthly EMIs into the loan account.
The additional deposited amount can remain in the loan account, and the borrower has the flexibility to withdraw funds from it as needed.
Existing borrowers can check with their current lender or consider transferring their loan to another lender offering the overdraft facility.
Advantages of a home loan overdraft facility:
- Flexibility to deposit and withdraw surplus funds from the loan account.
- Helps borrowers retain liquidity, unlike opting for partial prepayment or foreclosure.
It’s important to weigh the pros and cons before opting for a home loan overdraft facility.

Banks provide home construction loans to customers who want to build a house on their existing land.
These loans are available to both existing and new home loan applicants.
Most lenders offer home construction loans either as part of their standard home loan product or as a separate offering specifically branded as “home construction loans.”
A home construction loan is ideal for borrowers who wish to:
- Build a house on their own plot of land.
- Add an additional level to their existing property.

A plot loan, also known as a land loan or plot purchase loan, is a type of loan provided by banks to individuals or businesses to purchase a plot of land.
What makes a perfect home a dream home? The plot of land you build it on.
We’ve got you covered—banks offer the best plot loan options with low interest rates.
A plot loan gives buyers the freedom and flexibility to begin construction on their home according to their personal requirements.

Missing the feeling of home while staying abroad? We understand how being an Indian living abroad can make you feel homesick as you reminisce about the culturally vibrant nation and a sense of belonging.
Banks offer home loan options for NRIs (Non-Resident Indians) looking to invest in properties back home.
Getting a home loan is a smarter financial decision compared to using personal funds.
By opting for a home loan, you can invest your personal funds elsewhere for potentially better returns, allowing you to grow financially.

Discover a smart way to save by transferring your home loan to a Nationalized Bank.
A home loan balance transfer allows you to move your existing home loan from one lender to another, typically for better terms, lower interest rates, or improved repayment options.
This process helps in reducing your financial burden and enhancing the overall loan terms.
A customer-centric approach ensures a seamless transition, making the transfer process smooth.
Flexible repayment options cater to your convenience, making it easier to manage your finances.
Make the move today to secure your financial future and maximize your savings.

Mortgage loans, also known as Loans Against Property (LAP), are secured loans taken against your property.
These loans are applicable for businessmen, self-employed professionals, and salaried employees who own valuable assets.
The flexibility in our interest rates ensures they suit everyone’s budget.
A Loan Against Property is the perfect way to unlock the hidden value of your property.
Unlock the power of your property to take care of various needs, including:
- Expanding your business
- Funding education
- Managing marriage expenses
- Covering medical costs
- And much more
Secure your financial goals with a Loan Against Property and make the most of your valuable asset.

Going abroad for higher studies? Or is there a domestic course that’s expensive?
Whatever your reason for pursuing higher education, we understand that it can be costly, especially with the rising cost of education.
But don’t let that stop you from achieving your academic dreams!
We offer financial support for Regular Graduate Degree, Post-Graduate Degree, Diploma, Certificate, and Doctorate Courses in any discipline.
These courses can be pursued at foreign institutes/universities, helping you secure your educational future.